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The best hidden credit card benefits



The best hidden credit card benefits
The best hidden credit card benefitsThe best hidden credit card benefits


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Your credit card it’s not just limited to purchases made. With so many credit card companies competing for your attention (is money), benefits, benefits and rewards that enhance them.

Sure, rental insurance coverage has been extended, warranties are almost guaranteed when you get a new credit card, but not all cards offer the same rewards. Before you sign up for a new credit card, or if you just want to see what your current card offers are, check out the best hidden credit card benefits you could be missing out on.

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1. Improved Cashback Rewards

You may have seen cashback rewards of up to 3% on standard items, such as lunch or gas. These standard cash back cards offer cash (or expense credit) for great categories of purchase. But some warehouse cards can offer higher rewards if you shop to their store. For example the Citi Costco Seen Everywhere want to give you 4% gas back, up to $7,000 for the first year. But there are some maps that go further.

The American Express Blue Cash Preferred® Card*for example, offers 6% cashback in US supermarkets (up to $6,000 per person per year in purchases, then 1%), earns more 6% cashback on select streaming subscriptions in the US (conditions applicable). You will receive cashback in the Reward module in dollars that can be exchanged as credit on your bank statement. The Pursue freedom card has a 5% cashback rotation. It changes quarterly so you can maximize your 5% rewards when you spend in different places. Right away Capital One Taste the rewards in cash card, can earn 8% cashback when you buy sports tickets for events, concerts and theater events.

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2. TSA Preliminary Control or Global Imports

The airport TSA line is never there. Fortunately, few credit cards want to cover registration fees for o TSA PreCheck o Global Entry (which also includes PreCheck), which means you can join these programs for free. With PreCheck, you can go through security much faster across the country and forgo taking off your shoes, jacket and laptop in the security check room. Global Entry covers it all and speeds you through customs on international travel.

The Capital One Venture Rewards Credit Card, for example, it gives you a $100 credit towards the Global Entry or TSA PreCheck application fee. so does the Chase Sapphire Reserve. To make sure that both cards charge an annual fee (nothing really is ever free, right?).

3. Hotel stuff Hotel

A free hotel breakfast sounds great, but it’s not always included in the package when you book your camera. Some cards to offer rewards in the module of benefits during your next living room in the hotel.

With The American Express Platinum Card®*, get freebies only for a cardholder. For example, the daily breakfast for Two, possible upgrade of camera (think of a standard camera in a suite), check-out until 16:00 and possibly free WiFi when booking a Fine Hotels + Resorts stay via American Express Travel (there are conditions applicable).

The Platinum Card has an annual fee of $695 (see rates and commissions), which is fine if you travel frequently. However, it can be a high price if you only leave the city a few times a year.

4. Extended Warranties

Instead of spending money for an extended warranty at the store, use your credit card instead at no extra cost. For example, most Credit Citi Cards offer a two-year extended warranty and coverage begins when the manufacturer’s warranty expires.


Not all credit cards offer extended guarantees, and each card may have a different definition of what one is and what is covered. Please check to see what the limitations or exclusions are on a card before applying.

some credit cards also offer purchase protection, such as the Chase Sapphire Reserve card, which covers up to $10,000 worth of purchases for 120 days in the event that the product is lost, stolen, or damaged. Like the extended warranties, read the fine print carefully to make sure it meets your expectations in case you need money for the benefit.

5. Benefits of the flight

Whether it’s a seat upgrade or free checked baggage, you can use it from your credit card while flying.

With the Delta SkyMiles® Card Book American Express*, you can get a domestic flight attendant for a friend who renews the card every year (costs and commissions over $75 still apply). you will also bring your first free checked bag for each person on your reservation (up to 9am people). there is also access to the Delta Sky Club, the airline’s airport lounge, which can then give you free or discounted access with meals and drinks. Reward cards like this one often come with “increment in miles” for your airline status. And, as expected, there is almost always an annual fee.

Keep an eye out for the generous introductory bonus to make that annual fee more useful.

To read more: The Best Airline Credit Cards of 2020


6. Free

Do you have family visiting, do you need to take the kids outside or just want to know more about what to do? in your city you don’t always have to pay for it.

Bank of America CardsFor example, you get free access to museums for the first full weekend of the month. Some cards want to give an introductory offer: everything from a credit on your statement to extras – like a sign-up bonus.

Most credit card companies offer free access to your credit score. This way you can keep an eye on how you are doing without having to pay for it. While checking your credit report is good and you can get a free copy a, it’s a good idea to check your credit score as often as possible. This means how fast once a week or for some monthly.

The giveaways can rotate and change depending on the card. how are you? available today may not be there tomorrow. Shop around and compare the freebies to see which they can give you the best return.

*All information on American Express Blue Cash Preferred Card, American Express Platinum Card and Delta SkyMiles Reserve American Express Card is collected independently from CNET and has not been reviewed by the broadcaster.

For American Express Platinum Card rates and commissions, click Here


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Disclaimer: The information in this article, including program features, program commissions, and credits available through credit cards to apply to account programs, may change at once from time to time and are offered without warranty. When evaluating offers, check your credit card from the supplier’s website or view its terms and conditions for more current offers and information.

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